Kia College Grad Program

Your college degree is opening doors.


Whether graduation is behind you or right around the corner, you’ve earned our highest praise, along with lots of incentives for you to get into a new Kia. Pick one that’s right for you, then go do some driving. Take off for the coast. Go on job interviews. Heck, visit your old college roommate. When you’re driving a Kia, your options are as wide open as the road.

And because you’re used to living on a budget:


90 Day Deferred Payments

Design Your Payment


$50 Kia PrePaid Visa® Card

To be used for Kia Service, Parts and Accessories at your Kia Dealer.

Here’s what you’ll need:
Driving off in your new Kia with these benefits is simple. Just visit your local Kia dealer with the following items:

  • A copy of your diploma or a letter from your college or university’s registrar’s office stating that you graduated within the past 2 years or will graduate within the next six months.
  • Proof of employment (such as a pay stub) or an offer letter from a potential employer.

So check out all the new Kias. We’ll leave a door open for you.

FICO Score FAQs Understanding Your FICO Score Search Inventory Contact Us

This Kia College Grad Program Offer (the “Offer”) is limited to well-qualified customers who meet all the following Offer criteria, and who finance the purchase or lease of their new Kia, subject to credit approval, through Kia Motors Finance (KMF). Offer applies to any in-stock new 2013 Rio, Optima , Optima Hybrid or Sportage or newer model year Kia when financed or leased through KMF. Only available at participating Kia dealerships. Must have graduated with a Master’s, Bachelor’s or Associate’s degree from a U.S.-accredited college or registered nursing school within the past two (2) years or will graduate from such a school within the next six months from date of finance contract. No adverse credit history. Verifiable proof of employment or firm commitment from an employer with start date no more than 90 days from date of finance contract. Offer valid through January 2, 2015 (KMF finance contract must be dated on or before January 2, 2015).Model eligibility: Offer applies to any in-stock new 2013 Rio, Optima , Optima Hybrid or Sportage or newer model year Kia when financed or leased through KMF.

$400 discount incentive from Kia Motors America (KMA); only one Offer per vehicle. $400 discount incentive not valid on Kia Certified Pre-Owned Vehicles or any used vehicles.
LEASE: $400 Bonus must be applied towards the amount due at lease signing. Monthly lease payment and total due at lease signing are calculated after applying the $400 reduction.
PURCHASE: $400 discount incentive must be applied as an additional down payment. Minimum $750 out-of-pocket down payment required.

New Kia vehicle purchases/leases only. See dealer for details.

FICO® Score: Program participants will receive from KMF, starting within 120 days of the finance contract date, on a quarterly basis, notification of their FICO® Score. Such FICO® Score is based on data from Experian for account management purposes, and may be different from other credit scores (including a score you may receive from another lender for similar financing). FICO® Scores are delivered only to Primary signors on the finance contract, who have an available FICO® Score. Kia Motors Finance and other lenders may use different pieces of credit information like a FICO® Score, other credit scores and additional credit-related information when making credit decisions. Offer subject to availability; this benefit may change or end in the future in KMFs sole discretion. FICO® and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Separate consent to obtain FICO® Score required.
90 day first payment deferred: Retail finance purchase only. Not applicable to leases. First monthly payment under finance contract will be due 90 days from date of finance contract. 90-days deferred interest added to finance contract balance and payable over remaining contract term. Not available in the states of CT and PA
Design Your Payment option: Eligible finance purchase customers only can select the monthly payment amount option that best fits their budget from available options. See dealer for other details.

The Kia Visa® prepaid card is not redeemable for cash or usable at any ATM. Terms and Conditions apply to the card. Subject to applicable law, a monthly maintenance fee of $3 (USD) applies, but is waived for the first six months after the card is issued. Your card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Cards can be used at any merchants that accept Visa debit cards within the United States. Available on lease contracts only (excludes 48 month leases). Kia Visa® prepaid card will be mailed by KMF to customer with first quarterly FICO® Score statement. KMF is not responsible for the issuance and administration of the prepaid card and by participating in the offer you release KMF from any liability with respect thereto.